Elevate Mortgage Trust | Elevate Disability Property Management

Elevate Mortgage Trust

Attractive investment returns with the security of first mortgage security loans.

Earn Monthly Income from Property-Backed Loans

Elevate Mortgage Trust (EMT) provides investors with access to first-mortgage secured loans backed by Australian real estate.

Our objective is to deliver regular monthly income by lending to property projects under conservative lending parameters.

Target income: 9–11% p.a.* paid monthly

*Target returns are not guaranteed. See important information below.

Why Elevate Mortgage Trust?

First Mortgage Security – Each loan is secured by a registered first mortgage over Australian property.
Conservative Lending – Maximum Loan-to-Value Ratio (LVR) of 70%, with initial loans typically below this level.
Short-Term Loans – Most loans are structured with 12–18 month terms.
Monthly Income – Interest received from borrowers is distributed to investors monthly.
Disciplined Credit Approach – Loans are assessed against defined lending criteria with a focus on capital preservation.

How It Works

STEP 1

Investors participate via EMT sub-trusts made available through BrickX.

STEP 2

Capital is deployed into loans secured by first registered mortgages over real property.

STEP 3

Borrowers pay interest which is distributed to investors monthly.

Current Investment – EMT01 (BrickX Trust No. 39)

Target income range: 9–11% p.a.*
First-mortgage secured lending
Conservative LVR policy
Short-term loan profile
Monthly distributions

Focused on Risk Management

Investing in mortgage trusts involves risk. EMT’s framework is designed to manage risk through:

First registered mortgage security
Defined LVR limits
Short loan durations
Ongoing loan monitoring
Structured loan documentation

There is no guarantee of capital or income, and investors should consider the risks described in the Product Disclosure Statement.

Who Should Consider EMT?

EMT may suit investors seeking regular income, exposure to Australian real estate credit, diversification beyond traditional asset classes, and an investment backed by registered mortgage security.

Investors should read the PDS and consider obtaining financial advice before investing.

Transparency & Documentation

See https://www.brickx.com/pds for

Product Disclosure Statement (PDS)
Target Market Determination (TMD)
Financial Services Guide (FSG)

See https://assets.brickx.com/downloads/ADD_EMT01.pdf for the specific Additional Disclosure Document for the Elevate Mortgage Trust.